IVF Cycle Cost in Chandigarh: What to Expect in 2025

September 11, 2025

Millions of couples facing fertility problems opt for IVF (In Vitro Fertilisation) every year. It provides a reliable solution for 15-20 million Indian couples out of a worldwide estimated 60-80 million who are unable to conceive. When opting for this line of treatment, the economic cost of the treatment is an important factor to consider. You can plan a proper budget and enquire about financing options so that you do not face any financial strain.

For the latest information on the IVF cycle cost in Chandigarh, this blog will discuss the transparent pricing direction in order to plan your future family life with confidence.

IVF Treatment Offers Hope to Millions Facing Infertility

IVF is a technologically advanced, step-by-step process intended to aid individuals struggling with fertility issues. It starts with stimulating the ovaries to collect eggs, which are further cultured in a lab. The final stage is regarding the implantation of the embryo into the uterus, all in the quest to have a successful pregnancy.

Couples in Chandigarh now opt for IVF due to its high success rate, cutting-edge technology, and one-on-one, compassionate care. Patients are advantaged by the skill and confidence of a qualified IVF specialist in Chandigarh, which contributes to impressive success rates.

IVF Cost in Chandigarh: Top Reasons to Choose the City

Getting a handle on the costs involved in an IVF cycle is essential for smart budgeting and steering clear of any surprise expenses during your fertility journey. Here’s a quick rundown of what an IVF cycle involves, generally taking about 4 to 6 weeks:

  1.  Counselling and Testing

Marking the start of the procedure, a complete past medical review is done by your IVF specialist. In this conversation, your fertility specialist identifies your personal challenges to create a personalized treatment plan. Both partners will also go through several tests:

  • The female partner will undergo hormone tests, ultrasound scans, and infection screening
  • The male partner will undergo semen analysis and hormone blood tests

With these tests, the fertility specialist will figure out the reason why you are not able to conceive. These first consultations and tests usually cost ₹10,000 to ₹25,000, based on what is needed.

  1.  Ovarian Simulation

In this stage, the female partner is administered hormonal medications to stimulate the ovaries to produce multiple eggs in one cycle. Ovarian stimulation is important to improve the chances of pregnancy. This is where medication brings an extra cost of ₹60,000 to ₹1,50,000. The exact price varies based on your dose and how your body responds.

  1.  Egg Retrieval and Lab

The next step is egg retrieval, where your fertility expert will extract the eggs from your ovaries. You will undergo a minor procedure under mild anaesthesia. This is called egg retrieval.

Then the lab work starts. Your eggs are combined with your partner’s sperm (or donor sperm, if required) and watched carefully in a lab to form embryos. The total cost for this stage will range between ₹50,000 and ₹75,000.

  1.  Embryo Transfer

The complete IVF cycle package also includes the cost of embryo transfer with charges of luteal support and follow-ups. Expert embryologists and advanced equipment, responsible for the optimal outcome of pregnancy, add further costs. This step can cost ₹30,000 to ₹50,000 in total.

  1.  Potential Add-ons

Some people need extra help to increase their chances of success. To increase the chances of a successful pregnancy, your fertility specialist will pair IVF with Intracytoplasmic Sperm Injection (ICSI), Intracytoplasmic Morphologically Selected Sperm Injection (IMSI), genetic testing, embryo freezing, or donor eggs or sperm. These are selected based on your personal needs. Thus, they bring additional cost to the full package. The table below summarises how much IVF cost in Chandigarh:

IVF Step

Cost (₹)

Initial Consultation & Testing

₹10,000 – ₹25,000

Ovarian Stimulation & Medications

₹60,000 – ₹1,50,000

Egg Retrieval + Lab Work

₹50,000 – ₹75,000

Embryo Transfer + Luteal Support

₹30,000 – ₹50,000

ICSI (if needed)

₹70,000 – ₹1,00,000

IMSI (if advised)

₹1,00,000 – ₹1,50,000

Embryo Freezing (one-time)

₹50,000 – ₹60,000

Donor Sperm

₹20,000 – ₹25,000

Donor Eggs

₹1,50,000 – ₹2,00,000

Genetic Testing (PGT)

₹75,000 – ₹1,50,000

Key Factors That Influence IVF Cost in Chandigarh

Factors determining the total cost of IVF in Chandigarh must be known to couples before they proceed with the treatment. Here’s a breakdown of the Cost, and the factors influencing it are outlined below:

  1.  Female Health

The age and health of the female partner also play a significant role in IVF cost since older women or women with medical issues tend to require higher doses of medication and multiple cycles to be successful.

  1.  Mode of IVF

The type of IVF cycle determines the cost of the treatment, whether it's self, donor, or embryo donation. Donor and embryo cycles can be quite costly due to the various complex processes and facilities involved. The higher price tag for donor IVF cycles is largely due to donor compensation, medical screenings, and the extra procedures that are necessary.

  1.  Medicine and Cure

Medication dosing and treatment cycles can be extremely variable depending on medical requirements, with an additional ₹1,00,000–₹2,50,000 to the cost of the cycle.

  1.  Clinic Reputation

You must look beyond key factors other than the price, such as the reputation of the clinic, success rates, and technology, while finalising a clinic. The most elite clinics have access to the latest technology in the laboratory, genetic screening and top professionals, which are more expensive.

  1.  ICSI Plan Cost

Intracytoplasmic Sperm Injection, commonly known as ICSI, is a sophisticated procedure used in IVF cycles for men who struggle with severe infertility or have had past fertility issues. The complex nature of ICSI adds to the overall cost, which typically reaches around ₹3,00,000 for the pricing of skilled embryologists, advanced lab techniques, and the careful handling that the procedure demands.

  1.  Cryogenic Embryo Storage

Freezing an embryo is approximately ₹60,000, plus an additional storage fee. Using frozen embryos at an early stage can significantly lower the cost of IVF treatment. Likewise, an egg donor will essentially double the price, but a sperm donor is comparatively inexpensive, ranging from ₹20,000 to ₹25,000 in India.

  1.  Mini IVF and Full IVF

 Mini IVF means lesser doses of medication, which results in fewer eggs maturing, and typically costs ₹70,000 to ₹1,80,000. Full IVF means more medication is administered to result in mature eggs, and its cost ranges from ₹1,50,000 to ₹2,50,000.

  1.  Growing Demand and Technology Access

Chandigarh has seen a rise in couples seeking fertility treatment in the last five years. As more clinics open up, prices may vary more based on clinic popularity and success history. Several top hospitals and IVF centres in the city now offer services like time-lapse embryo monitoring and vitrification, which are optional but can raise success chances, and the bill.

Strategies to Plan Finance With a Structured Payment Method

Many reputable clinics offer flexible payment options to make IVF more accessible for everyone.

  • Starting from the registration process to embryo transfer, you must complete payment at every step corresponding to the specific procedure being done.
  • Transparent billing ensures no hidden bills are included, and thus, patients are aware of what they are paying for in their IVF package.
  • Couples can choose to avail themselves of financial counselling and EMI options, which help them plan their payments in instalments and reduce the economic cost of treatment.
  • Some Insurance policies and government schemes partially cover IVF costs. The counsellors play an integral role in guiding patients through eligibility checks and the application process to complete forms for these schemes.

Choose the Right IVF Clinic Based on Value and Outcomes!

To start IVF treatment, you must weigh the clinic's success rates and the overall value for your money. Boasting a patient satisfaction rate of 91%, Apollo Fertility in Chandigarh is renowned for its cutting-edge technology and supportive environment. Although cost is a key consideration, a high success rate and good treatment make a huge difference to your experience and the success of treatment. IVF cycle costs in Chandigarh are mostly affordable, with flexible payment options available to help couples plan their finances without stress. So, book your consultation today!

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